Made with Xara © John Frith 2011 Introduction  An effective will includes not only ‘to whom’ but also ‘how to’  distribute assets. A simple will deals with little more that ‘to whom’. The ‘how to’ ensures that heirs get the maximum possible benefit. People complain about executor’s fees of 3½% but are not aware of  how the inadequate ‘how to’ reduces the  benefits heirs receive.  1. Distribution delays (as high as 12% and more), 2. asset sales (changes with each estate),  3. legal costs (changes with each estate), and 4. additional tax (+3% for estate duty)  are some of the consequences that result from an will that gives  inadequate instruction While executor and legal fees are shown in the estate accounts  distribution delay and additional tax losses are never shown  anywhere.  99% of people are not aware of them.  All these reduce the benefits heirs receive.  All can be reduced or eliminated.  Call John (046) 624-9000 for a free consultation or see  services  for contact details and other services that benefit heirs The new generation will Best for heirs Best for you With a YFC Will you get the ‘who to’ and a well  researched ‘how to’ which includes amongst others the  following: 1. You choose the executor  2. Heirs normally paid within 4 months 3. Sales subject to heirs choice 4. Few if any legal costs 5. No extra tax  6. Under age heirs considered  7. Solvency of heir  8. Protection of bequests to heirs married in community of property  9. Change your will only when you wish to change a beneficiary  Click here for will deals